Morine Financial

Helping Your Money Work As Hard For You, As You Do For It

Since 1986, Morine Financial Services, Inc., has offered financial strategies for both individuals and small businesses in the areas of retirement planning*, tax strategies, estate planning, college planning*, and employer and employee benefits.  Let us put our half century of accumulated financial planning and insurance experience to work for you in helping you to meet your financial goals.

 

*Securities offered through Royal Alliance Associates.

Calculators

Credit Card Debt

How Long Will It Take to Pay my Balance?

Mortgage Refinancing

Determine whether you should consider refinancing your mortgage.

Lease Interest

What's the interest rate on the lease you're considering?

Loan Payoff

How much will it cost to pay off a loan over its lifetime?

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Newsletters

The Dynamics That Can Drive Inflation

High unemployment and slow wage growth seem to have kept consumer spending and core inflation from growing very rapidly in the first half of 2011. This article reminds investors to keep the potential risk of inflation in mind, because even modest price increases compounded over time can erode the purchasing power of the assets in their portfolios.

Another Year, Another AMT Patch

The 2010 Tax Relief Act adjusted AMT exemption levels for 2010 and 2011 to help prevent an estimated 21 million middle-income taxpayers from being subject to the alternative minimum tax. Will Congress enact another patch for 2012?

What Kind of Investor Are You?

Although most Americans seem to understand that investment involves risk, there is a wide spectrum in how much risk each investor is willing to assume. Among the factors to consider are comfort level, time horizon, and net worth. This article helps investors to consider their appropriate level of risk.

Giving Strategies That Can Give Back

Americans gave more than $290 billion to charity in 2010, despite the slow economy. About 73% of charitable donations came directly from individuals. This article explains how a charitable remainder trust and a charitable lead trust could be used to provide more control over gifts while potentially benefiting the giver and his or her heirs.

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